THE COMPANY
About GoodScore
We build the credit tools people actually use to raise their score — utilization, payoff planning, file audits, and disputes.
Why we built GoodScore
Most people know their score. Far fewer have a working system to move it. We built GoodScore as a working product — live calculators, audit checklists, and dispute workflows that turn a credit file into a plan.
Utilization, payoff sequencing, and file accuracy are the three levers that move fastest. Every screen in the product is built around those levers.
How we work
Four product principles that show up in every tool.
Numbers first
Every workflow starts with a ratio, a balance, or a file item — not a lecture.
Instant results
Utilization, payoff, and target tools update as you type so you can iterate in real time.
Private by default
Calculations run on your device. Your balances never leave the browser to get a result.
Always shipping
We keep tightening the engines, the audit flow, and the dispute tracker as scoring practice changes.
What we ship
A utilization engine, a payoff simulator, a target-balance planner, a score-factor audit, and a dispute workflow — the stack you need to raise a score without bouncing between ten apps.
Who it's for
Anyone who wants a higher score and a clear next action — paying down revolving balances, sequencing debt, or cleaning errors off Equifax, Experian, and TransUnion.
How we treat your data
Tool inputs stay on your device. We don't sell balances, we don't broker loans, and we don't push lender ads into the workflow.
Support that answers
Questions about a tool, a result, or your account go to a real team. Typical reply time is one business day.
The product in one view
Inside the platform
- + Utilization, payoff, and target-balance engines
- + Score-factor audit and credit-health checklist
- + Dispute workflow for Equifax, Experian, and TransUnion
How to start
- 1 Open the Utilization Engine and enter your current numbers
- 2 Run the score audit against all three bureau files
- 3 File disputes on anything that doesn't belong